Skip to Content
The Public InterfaceSeptember 12, 2026

The Public Interface

September 10, 2026

Is Robinhood Gold Worth It? The 3 Benefits I Actually Use

How I’m using Robinhood Gold for a 3% IRA match, 3.5% checking interest, and 3% cash back.

By Ross Robinorobinhood / investing / retirement

This post is a bit different from my technical blog posts. I believe we are entering a period with AI and government spending where it will be more important than ever to be invested in equities and gain interest on any assets you have. I’ve recently switched most of our financial activities over to Robinhood, and I felt like I should share the Robinhood Gold bonuses I’m taking advantage of with my readers in case you would want to take advantage of them as well.

You can open an IRA and immediately get a 3% match. If you have a company match with your employer up to a certain percentage and have already met it for the year, you can get an extra $225 from this IRA match.

Robinhood has a newer separate banking app as well. The first benefit is the 3.5% interest on your checking account which can add up quickly if you keep a large cash balance. For example, a $10,000 balance would be an extra $350 per year. The second is the credit card, which gives you 3% cash back on all purchases. I was impressed that the cash back was immediately given after you purchase before the transaction even finalizes.

That’s all I wanted to say on this one, here’s my referral link if you want an extra bonus for signing up.…

Continue reading

In brief

Why You Should Own Exchange Traded Funds

Exchange Traded Funds are powerful investment vehicles that enable average and inexperienced investors to maximize their return on investment.

This essay was written in December, 2015. Market data, product details, fees, and regulatory information reflect that period. There are countless investment vehicles investors can use to grow their portfolios. Some investment tools are notable for diversification. Other investments are attractive for their low fees. Imagine an investment tool that maximizes control and diversification, minimizes fees, and requires minimal effort. That’s an Exchange Traded Fund. ETFs are collections of securities that can be traded like stocks. They are backed by pools of assets that are selected to track industries or indexes (Kosev 51). When evaluating ETFs compared to other investment vehicles based on return, risk, and personal management effort, ETFs generally have average return, low risk, and low effort. Exchange Traded Funds are powerful investment vehicles that enable average and inexperienced investors to maximize their return on investment.

December 7, 2015